Apply for walmart credit card with bad credit. Explore real-life examples and alternative options for securing a Walmart credit card. if u are wanting to rebuild your credit, i suggest first premier or orchard bank cards. Jul 15, 2025 · Compare and apply for instant approval credit cards at CreditCards. When it was available, the Walmart Credit Card required at least fair credit for approval. Easily open a credit card at Walmart with the help of this tutorial. Well, maybe that’s a tiny overstatement, but if you’re going to apply for a new card, you may as well put the approval odds in your favor. Jan 9, 2024 · You can’t get a Walmart Credit Card with bad credit because this card is no longer available to new applicants. Plus, see those hardest to get so you know where not to apply. You shouldn’t have to put your plans on the backburner just because you have a challenging credit history. Apply now for your Walmart Rewards Mastercard and learn how you can earn Walmart Reward Dollars on your everyday spending. Feb 7, 2023 · Walmart also offers a stellar store credit card for those with bad credit. Jan 2, 2025 · Shop at Walmart® often? You may want to learn about the Walmart® Credit Card. Apply online. If you’re instantly approved for either this card or the Walmart® Store Card, you may use your card to make purchases right away Jan 30, 2024 · From general purpose Synchrony Mastercards to store cards from brands you love best, find the credit card that works best for you. After selecting, this option saves to customize your shopping experience throughout Walmart to show you relevant products. Unfortunately, Capital One doesn’t provide expedited shipping on new cards, although you can get a replacement card in a day or two. After all, why should people with excellent credit get all the good deals? Nov 28, 2023 · Knowing how to apply for a credit card with bad credit can make the difference between glorious approval and bone-crushing rejection. Buy now, pay later with flexible plans that fit your budget. com has gathered and reviewed the best offers available; we'll also share our advice to help you along your journey as you grow your credit. The amount of your security deposit depends on your credit history. The Wal-Mart MasterCard is good anywhere MasterCard is accepted. See "2025's Top Credit Cards for Bad Credit" with up to $5,000 unsecured credit lines and no deposit. Nov 15, 2024 · What is the credit score needed for a Walmart card? Learn about the required credit scores, application tips, and approval chances. Apply online today. 3/5 (58 votes) What credit score is needed for a Walmart credit card? The Walmart Rewards Card specifies that it is looking for applicants with Excellent/Good credit. Applicants for the Walmart store credit card need a credit score of around 690 and a Social Security number to be eligible. These credit cards for bad credit are designed for lower credit scores. Find the best store credit card to get with poor credit today! Dec 17, 2020 · You can even apply for the Capital One® Walmart Rewards™ Mastercard® via the Walmart app after sending a text from your mobile device. cathyG Well-Known Member i wouldn't apply for either of the walmart cc's if u filed chapter 7/13 within the last 7 years, otherwise u will definitely be denied. We evaluated the rewards program, features and benefits and application process here. Jun 10, 2025 · 5 credit cards available to those with credit scores of 580 and below While credit card options for consumers with lower credit scores can be slim, there are still several options worth considering. Find out whether you qualify as soon as you apply and, if approved, you can use the card right away. Prepaid cards may also be an option for bad credit borrowers, though you can’t use these cards to build credit. It’s designed to reward your everyday shopping, both online and in-store. 3 days ago · If you have a bad credit rating, then you can still apply for a credit card with bad credit. If you have bad credit and need to make a change for the better, search through our list of credit cards for bad credit. Those with a 500+ credit score and those with a 600+ credit score. Credit cards designed for subprime borrowers typically include higher interest rates and more fees. Our experts recommend the best cards to improve your bad credit, and tell you which ones to avoid. Find credit cards from Mastercard for people looking to rebuild credit. Feb 4, 2024 · If you frequently shop at Walmart stores and fill up at Walmart gas stations, the Walmart® Credit Card provides those with lower credit ratings an opportunity to save money with the special in-store financing offer and the sign-up bonus. Live better Jun 2, 2025 · Before you apply for a Walmart credit card, you should be aware that Walmart issues two types of credit cards—the Walmart credit card and the Walmart Mastercard. Some cards also offer enticing supplemental features like rewards and $0 fees. Mar 9, 2025 · The Walmart credit card gives you easy access to cashback, special financing, and exclusive perks. Select Affirm at checkout and split purchases into 3, 6, or 12 easy monthly* payments. TransUnion, such as if you pay on time, or make late payments or fail to pay. Save money. Aug 8, 2025 · Best Unsecured Cards For Bad Credit If an unsecured credit card for bad credit best fits your needs, we’ve compiled a list of some top cards below and why we think they are good options. 18, 2019 — Capital One and Walmart are introducing the Capital One Walmart Rewards Credit Card Program, which launches with two new credit cards that reward customers for shopping at Walmart and on purchases they make everywhere the card is accepted. Most soft pull credit cards do not, however, allow you to open a new account without a hard inquiry. The Walmart card is only accepted for Walmart purchases. See our roundup of credit cards you can use instantly for other options. Dec 4, 2020 · Easy store credit cards for bad credit include cards from Target, Amazon, JCPenny, Walmart & more. The application process is the same for both cards, and you can’t choose which card to apply for – the issuer will approve you for either of the two cards. Find the right card now! Feb 27, 2025 · Over the phone: If you want to apply over the phone, just call the issuer’s application line. Feb 4, 2024 · See the list of store credit cards with instant approval (department stores and more) -- including some options for bad credit. These cards typically grant cardholders a credit line without requiring a security deposit or pre-payment. In this article, we will delve into the credit score requirements for a Walmart card and answer some related frequently asked questions. Live better. A pre-approved offer means you have a good chance of approval if you apply, but it does not guarantee it. The Becca’s Home Charge Jan 5, 2024 · We list more than 50 instant approval credit cards. Discover the factors that determine approval for a Walmart credit card and learn practical tips to increase your chances. Nov 18, 2023 · The Walmart Credit Card, also called the Capital One® Walmart Rewards® Card, is a store credit card for Walmart shoppers, and you can apply by visiting Walmart's application page, selecting a card option, and submitting your information for credit evaluation. Approval process: If you don’t qualify for the Walmart Credit Card, the issuer may consider you for the Walmart® Store Card. Use the credit card finder and apply online. This article shows you how to apply step-by-step and what benefits you’ll get. Klarna & Bank Partners perform a soft credit check which does not affect your credit score & will not be visible to other lenders. Jul 10, 2025 · Ever felt like your credit score is the ultimate downer, but you still can't resist that sweet deal at Walmart? Welcome to the wild ride of Walmart Credit Cards for Bad Credit—a unique financial tool that promises the thrill of in-store savings while grappling with the reality of a less-than-stellar credit history. Get expert help choosing the best bankruptcy card. com Intro When it comes to personal finance, credit cards often play a pivotal role in shaping how individuals manage expenses, build credit scores, and earn rewards. Find out if you're pre-approved in as few as 60 seconds. Aug 5, 2025 · Compare unsecured credit cards for people with bad credit using WalletHub’s unique tools. Get the most value from your credit card. Dec 18, 2024 · See rankings of 2025's Top Credit Cards for Bad Credit. The no annual fee credit card earns you rewards in store, online, at gas stations and elsewhere. Jul 1, 2025 · Soft pull credit cards let you check for pre-approval and request a credit limit increase without a hard credit inquiry. Shop for Credit Card Apply at Walmart. What follows are some of the top credit card offerings and each major credit card issuer ‘s policy on instant-use cards. We would like to show you a description here but the site won’t allow us. When you apply for a credit card from Walmart, you will either be approved for their Walmart Discover Card or this store card. This is why, in this article, we’re sharing our best store cards for bad credit. Jul 15, 2025 · Explore the best credit cards for bad credit, including secured cards with no annual fees and low security deposits. Nov 21, 2022 · It may be difficult to qualify for a Walmart credit card with no credit. Apr 5, 2024 · Apply for a Walmart® Store Card: Once you get your score to 640+, your chances of success will be much better. You can also keep them open at no cost, which helps your credit. . Jan 9, 2024 · If you don’t know where you stand, you can always check your credit score for free, right here on WalletHub. Apply today for the Milestone Mastercard ®. The Walmart Rewards® Card: This card also gives you 5% back, but only for the first year. This is separate from any temporary virtual account number issuers give you for added security. Simplified steps for cardholders! These are the best credit cards that offer instant approval. Compare credit cards from our partners, view offers and apply online for the card that is the best fit for you. Mar 26, 2025 · And if you choose an established credit card issuer for your starter credit card, you may eventually qualify for a card upgrade as you progress in your credit-building journey. Both cards give you benefits like special financing on Walmart purchases. For now, the shared data will not impact your Jun 24, 2025 · The new Walmart Mastercard from Capital One earns more cash back and embraces digital wallet technology. If your application is approved, you will receive your new card in the mail in 7-10 business days. Read Review and compare bad credit cards online - ApplyNowCredit. The program’s signature co-branded card, the Capital One… Jun 23, 2025 · Now, many people looking for credit cards apply online, where you can fill out the application, have your credit checked and get approved in just a few minutes. Kerching! That toaster practically pays for itself. 3 days ago · The Discover it® Secured Credit Card is our best credit card for bad credit because it earns cash rewards with a $0 annual fee and helps build your credit score. So, let’s go over the basics of the card and its application process first… The Capital One Walmart Rewards Card offers 5% cash back on all Walmart. i compared the info and decided first premier and orchard cards were the best for my situation. May 12, 2025 · Don't sign up for the Capital One Walmart Rewards credit card (or the standard Walmart Rewards card) until you've read this in-depth review! Is this a good credit card? - Firstly, let's clarify something first. The Walmart Store Card and has no annual fee and rewards cardholders generously for every purchase. No credit checks and no credit history are required to open a credit card Accepts immigrants and internationals without an SSN – apply with a passport and visa. Unsecured credit cards with initial limits up to $2,000 are rare for individuals with bad credit; however, cards like the Surge® Platinum Mastercard® may offer higher limits over time Apply today for the Walmart Rewards Mastercard online. 6 days ago · Apply online for the best credit cards for people with bad credit, and check out our essential knowledge on credit cards and credit scores. The no annual fee credit card earns you reward dollars in store, online, at gas stations and elsewhere. Read on to learn who gives you the best deal on your Walmart purchases. 3 days ago · Build or rebuild your credit with the best credit cards for bad credit. Feb 6, 2025 · Applying for the Walmart Rewards Card? Here's what credit score you'll need, plus some tips to help you get approved. Jul 18, 2025 · Attention Walmart shoppers! Are you earning all the rewards you should for spending your hard-earned dollars at Walmart? You may be surprised to learn that the best credit cards for Walmart shopping extend beyond the co-branded cards issued by Walmart. Generally, Walmart requires a credit score of at least 640 for approval. Buy now, pay later at Walmart. Jun 21, 2024 · What Happens When You Apply for a Walmart Credit Card It’s important to note that when you apply for a Walmart credit card, you will be automatically considered for the Capital One Walmart Rewards® Mastercard®. The Capital One® Walmart Rewards® Card: This bad boy offers 5% back on purchases at Walmart. Jul 1, 2025 · Walmart Credit Card Editor's Review This card is worth it for Walmart shoppers because it gives generous rewards with no annual fee. Jul 31, 2025 · Find the best credit card for your lifestyle and choose from categories like rewards, cash back and no annual fee. 3 days ago · What are the best credit cards for no credit? How to get a credit card with no credit? Credit cards for no credit from all major issuers - the best credit cards for no credit are those with the lowest fees and the highest odds of approval. Easy. My credit score is 823 and I have no debt. You're working hard to achieve your goals and a challenging credit history shouldn't stand in your way. They are horrible. 5 days ago · The Walmart Store Card is one of the most popular store credit cards on the market, and it’s worth considering if you’re a frequent Walmart shopper with fair credit or better. Once you have fair credit, you may even be eligible for the Capital One Walmart Rewards® Mastercard®. Your best bet is a secured credit card with rewards, since it will be attainable with bad credit and help you save money on your tire purchase. Still a good option if you're a seasonal Walmart enthusiast (think holiday shopping extravaganza). This rewards credit card is perfect for frequent shoppers at Walmart and the rewards possibilities are diverse and varied. Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. Some cards also offer monthly Walmart credits. Jun 10, 2019 · Is the Walmart Credit Card worth applying for? Read this expert review and comparison of the Walmart store card and Walmart Mastercard before you apply. When prompted, say “apply for a credit card” and you will be connected to a live representative. May 28, 2024 · There are 5 money-losing mistakes to avoid with the Walmart Credit Card WalletHub’s guide helps you sidestep Walmart Credit Card mistakes. Klarna shares information about loans & your repayment activity with credit bureau. If you've ever been turned down for a regular credit card and wondered if There are no impacts to your credit score when you apply. But if Capital One doesn’t approve your application, they’ll consider you for the Walmart® Store Card instead. Use WalletHub’s tools to compare credit card for no credit offers, apply online & start building credit. You’ll learn about eligibility, benefits, and how to manage your account. Jun 3, 2025 · The best credit cards for Walmart offer accelerated rewards on in-store or online purchases at the big-box retailer. , Sept. No hidden fees or late fees. Tutorial on How to Apply for Walmart Credit Card. Here are the best cards if you need to rebuild your credit. Eligible VentureOne, Savor and Quicksilver primary account holders will receive a one-time $100 Capital One Travel credit (“Credit”) to use toward purchases made through Capital One Travel. Your income, existing debt load, recent credit inquiries, employment status, and housing status will also impact your chances. While there are a handful of reports from those with credit scores in the 600 range getting approved for the Walmart Credit Card, the general consensus is that Walmart largely declines applications from those with low FICO scores, past bankruptcies, repossessions, and high levels of debt. We list the store credit cards that allow preapproval online. Jul 23, 2025 · Great for online Walmart spenders, the Capital One Walmart Rewards® Card offers simple savings — but few perks outside the Walmart ecosystem. Apr 19, 2023 · The answer, most likely, is no. Credit scores play a big role in whether or not you are approved for a card, and if your score is lower than the average, your chances of being approved are lower. Sep 18, 2019 · MCLEAN, Va. The new, simplified rewards value proposition – 3-2-1 Save – brings Mar 25, 2025 · You cannot apply for the Capital One Walmart Rewards® Mastercard® right now, because applications for the card are no longer open at this point in time. But what if your score is low Aug 7, 2025 · The best pre-approved credit cards for bad credit offer low fees and high approval odds. Find important customer service phone numbers for Walmart credit cards, MoneyCards and gift cards. If you're wondering whether Walmart Store Card is the right card for you, read on. The Walmart Credit Card has been unavailable to new applicants since May-24 Mar 10, 2025 · Below are our staff picks for 2025's best unsecured credit cards for bad credit. That generally specifies a credit score of 700 or higher. Read expert reviews & apply online for the best credit card for you. Some of the best credit cards provide up to 6% cash back on Walmart purchases, which is significantly higher than the 1% cash back offered by most rewards cards. 4 days ago · August 2025's best store credit cards are selected by WalletHub editors from 1,500+ credit card offers. With the Indigo Mastercard, you can build credit while creating the life you’ve always dreamed of. As a rule of thumb, the higher your credit score is and the more disposable income you have, the higher your starting credit limit on the Walmart Store Card is likely to be. Here are Forbes Advisor’s top picks. com purchases, 2% cash back on purchases from Walmart stores or fuel stations, and 1% cash back Jul 18, 2024 · The credit limit for the Walmart® Store Card starts at $300, and the exact limit you're assigned depends on your overall creditworthiness. Aug 8, 2025 · The Capital One Platinum Secured Credit Card offers fast approval, which is not unusual for secured cards. CUSTOMER SERVICE : 1/5 BENEFITS : 1/5 I was denied a Walmart capital one credit card for no legitimate reason. Getting pre-approved or pre-qualified for a credit card with bad credit means your odds of approval are at least 80% should you actually decide to apply. Dec 5, 2023 · We list the easiest store credit cards to get -- 15 options at department stores and other stores. Below, you can see the cards WalletHub’s editors What FICO score does Walmart use? Walmart uses information from credit bureaus such as Equifax, Experian, and TransUnion in North America for its store credit card (supplied via Capital One Bank) as of 2022. With Indigo Mastercard you can build credit while you go where you want, when you want. Struggling to find a clear guide on app Capital One Credit Card Application. Dec 15, 2022 · Store credit cards (also called closed-loop cards) are an excellent alternative if you’re a regular customer at certain retailers. Choose from one of the many secured credit cards and get started today. Find the best credit card to help you build or repair your credit. 3 days ago · Reviews, rates, fees and rewards details for the Walmart Credit Card. The Credit will be available within Capital One Travel and can be applied to purchases at checkout Jul 1, 2024 · How to find out if you’ve been approved: You can check the status of your Walmart Credit Card application at any time by calling Walmart Credit Services. com. Compare cards with $0 fees, rewards & more. Aug 7, 2025 · For fans of online shopping and Walmart stores, Capital One Walmart Rewards® Mastercard®* was among the best credit cards for groceries, everyday products, electronics and home furnishings. The card’s generous cash back rate on Walmart. Try to find the card with features that can set you up for credit success — low fees, relatively high minimum credit limits, and bonuses for on-time payments like automatic reviews for credit limit increases. Aug 5, 2025 · Select breaks down the similarities and differences of the Capital One Walmart Rewards Card and the Walmart Rewards Card so you can choose the best card for your needs. com purchases and the option for free in-store pickup makes the Walmart Rewards Mastercard a great choice for online grocery shopping. Aug 5, 2025 · Forbes Advisor Canada reviews the Walmart Rewards Mastercard and reveals why it’s a good choice for frequent Walmart shoppers. Jun 24, 2025 · An instant credit card number lets you use your account immediately before your physical card arrives. Jul 16, 2021 · Apply for a credit card online and get an instant response within 60 seconds letting you know if you are approved. Here's what you need to know about the Walmart Credit Card credit score: Both the Walmart Credit Card and the Walmart® Store Card require fair credit for approval. Sep 5, 2022 · Here's what you need to know about the Walmart Credit Card credit score: Both the Walmart Credit Card and the Walmart® Store Card require fair credit for approval. In store: Go to any Walmart store and visit the customer service desk to fill out an application. Do you have bad credit? Then, your search is over. Aug 18, 2024 · Yes, you can apply for a Walmart credit card with bad credit, but your chances are slim. Aug 8, 2025 · August 2025's best bankruptcy credit cards are selected by WalletHub editors from 1,500+ credit card offers. Among various options available, the Walmart credit card stands out as an attractive choice for frequent shoppers at Walmart and its affiliated stores. You’ll get 5% cashback for Walmart purchases, plus another 2% cashback at various associated stores and fuel stations. Score: 4. Many card issuers and lenders allow you to prequalify without any impact to your credit score. Can I get a Walmart Credit Card with Bad Credit? - To address, we split up our answer into two groups. So if you are approved for this card, it most likely means that your credit score wasn't good enough for the "Discover Card" version. Rather, instant approval cards for bad credit may offer an instant decision on whether your application is approved. Just looking to make a payment? Skip login or registration and pay as a guest. The Walmart® Store Card isn’t as versatile as the Walmart Credit Card (which is on the Mastercard network). 3 days ago · Rather than give up, it’s time to begin your search for credit cards for bad credit. Mar 25, 2025 · Bad credit? Get approved in 60 seconds. The Credit will expire after the first year of account opening, on the account open date anniversary. It’s as easy as 3-2-1. 3 days ago · August 2025's best credit cards for bad credit are selected by WalletHub editors from 1,500+ credit card offers. This credit product not only provides purchasing power but also offers specific 3 days ago · No-annual-fee credit cards make it easy to come out ahead, regardless of your spending. Dec 20, 2023 · Preapproval tells you whether you're likely to qualify for a credit card before you apply. You can apply for a Walmart credit card or Walmart MasterCard online or in a Walmart store. Apply for 2025’s best instant approval credit card. Jun 17, 2025 · If you have bad credit, getting approved for a credit card can feel hopeless. You won't be instantly eligible, since that requires a credit score of 640 or higher, but you could try applying online or in-store to see if an option is available. 6 days ago · Instant approval credit cards for people with bad credit. Get expert help choosing the best store card. Mar 17, 2024 · Applying for a Walmart credit card can be a convenient way to shop at their stores and earn rewards on your purchases. This guide will show you the simple application steps, whether online or in-store. But you have options. CreditCards. Aug 8, 2025 · The best instant approval credit cards for bad credit can help you quickly start rebuilding your credit, though they don’t guarantee approval. Feb 8, 2025 · Discover Walmart Store Card pre approval requirements and how to apply easily. Feb 22, 2023 · If you’re looking into pre-approval for a Walmart credit card, then that probably means you’re hoping to apply and eventually get approved. You’ll learn exactly what to expect before signing up. Apr 30, 2025 · The Capital One Walmart Rewards Mastercard offers loyal shoppers of the big box chain the opportunity to earn up to 5% on every Walmart purchase, but it falls short after the first year. With the exception of a handful of secured credit cards that don’t check your credit at all when you apply, you can’t get a credit card without a hard inquiry. Read on to see how. However, before applying, you may wonder what credit score you need to have in order to be approved. If you would like to change your preference, you can trigger this dialog on any page. If you don’t get approved for a Walmart Credit Card, don’t worry. Check out great store credit cards and apply today. Find the best cards for you out of over 100 cards and 1,000s of reviews from users. Here are issuers' policies on it and why it can help. And take Affirm everywhere, so you never pay hidden fees or compound interest. Apply online for the best credit card for bad credit. Be sure to check out the rates and fees for each, taking note of the APRs, annual fees, and any other fees the card may charge before you apply. It’s quick, convenient, and can lead to extra savings at Walmart. Approval with 500+ score - The good news is that folks have got approved with scores in the 500 range. The card’s reasonable APR and hassle-free redemption scheme also Mar 13, 2025 · Am I right, people? The cards reviewed here, for the most part, can provide you with your actual card number instantly. Jul 31, 2025 · Ideally, a credit card for bad credit serves as a stepping stone to more and better features on a future credit card. You’re unique and your credit card should be too. It’s a co-branded store card that can be used for purchases outside of Walmart. Feb 28, 2025 · Key Takeaways Secured credit cards, like the OpenSky® Secured Visa® Credit Card, let you set a credit limit up to $3,000 with a refundable security deposit, ensuring higher limits and guaranteed approval. The best part is that you can apply for any of these cards online and receive a credit decision within a matter of seconds. Jun 9, 2017 · The Walmart card is one of a number of credit cards that allow you to start using them as soon as you're approved. There are secured and unsecured offers to choose from, both of which are available through a variety of credit card issuers. Save Money. Keep in mind that your credit score is just one Mar 15, 2024 · There’s always a chance to get Walmart Credit Card instant approval when you apply online or in-store. Compare best retail credit cards. It’s also worth noting that you can request a credit limit increase either Aug 1, 2025 · The best credit cards for Walmart purchases can save you a lot of money on top of your savings from the store’s everyday low prices. Aug 6, 2025 · Yes, students with bad credit can still earn rewards! Jun 12, 2024 · Store cards often have lower criteria for approval and someone without stellar credit may get approved for this version of the Walmart card. Compare to other cards and apply online in seconds. Walmart Store Card Review This is a cashback credit card issued by Capital One. Aug 7, 2025 · There are no tire credit cards for bad credit, as the tire store credit cards that are available require at least fair credit for approval. What's more, if you're approved for the card and your ID Mar 31, 2025 · Using a secured credit card responsibly can eventually boost your credit score, putting you in a better position to qualify for a traditional credit card in the future. Mar 31, 2016 · Beginning tomorrow, Walmart Credit Card and Walmart MoneyCard holders will have a new tool to help them keep more money in their pocket. Easily check if you are prequalified for a credit card offer from Wells Fargo with no impact to your credit score. Aug 8, 2025 · Key Takeaways Most credit cards provide same-day approval decisions, but you'll have to wait until the physical card arrives to use your credit line. Mar 31, 2021 · Walmart Credit Card Approve for Bad Credit Need Approval If you have ever had a difficulty getting apply for walmart credit card with bad credit, then you know that it can be a difficult process. The credit cards experts at Forbes Advisor can help you decide which is right for you. this site has info on a bunch of 'bad credit' cc's. Find the Right Card for You—Apply for a Card Today. Should it earn a spot in your wallet? Oct 15, 2017 · Here’s how to get a Walmart credit card and enjoy its benefits. , and BENTONVILLE, Ark. Jan 9, 2024 · Walmart Credit Card pre-approval is available, as Capital One mails pre-approved offers to certain people who appear to meet the criteria for approval. Get expert help choosing the best one. Unfortunately, you are not able to check for pre-approval online. Jul 2, 2025 · The Capital One Walmart Rewards Mastercard is a practical, flexible cash back card that could offer a lot of value to frequent Walmart customers. Apply today for the Walmart Rewards Mastercard online. But you can’t use the card until you fund the security deposit. Jul 24, 2024 · You need a credit score of 640 or higher (fair credit or better) to get a Walmart credit card. Get pre-approved for a Capital One credit card, with no impact on your credit score. Key Things Have a fair credit score? Explore Capital One cards that can help you build credit with responsible use. The application is easy and you can get a response in only 60 seconds! Applying for a Walmart credit card can help you save more on everyday purchases. lhfbab pme xqicqnm atyhdt ddzhis uauupqbw otxa prdtmlo yrkmg cuui